Cash-out Home Loans
Could your home use a refresh? Or could you use cash for debt consolidation?
It’s time to fall in love with your home again. With our cash-out refinance you can fund those projects on your wish list while lowering monthly payments. Whether your kitchen is begging you for a remodel or you want to pay off credit cards, our local team can help you find the best financial solution for needs.
Why now? Mortgage rates are at historically low levels. Cash-out refinancing options are available for primary residencies, secondary homes, or investment properties.
Need more information? Contact our Mortgage Loan Officers to discuss your options and let us help guide you through this process.
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Refinance: Cash-out Refi Rates
Apply Now (opens in a new tab)| Loan Term | Interest Rate | APR | Discount Points | Ex: Loan Amount | Ex: Monthly Payment |
|---|---|---|---|---|---|
| 30-year Fixed Cash-out Refinance | 7.250% | 7.345% | 0.250 | $450,000 includes $150,000 cash out | $3069.79 |
| 15-year Fixed Cash-out Refinance | 7.000% | 7.130% | 0.125 | $450,000 includes $150,000 cash out | $4044.73 |
Interest Rates Effective: 09/17/2026
Rates listed are for primary residence in single family home with 25% equity and borrower credit score of 780. Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender. Example monthly payments quoted include principal and interest (P&I) only. Actual payments may be higher if they include taxes and insurance. Rate, terms and fees are subject to change without notice. Subject to credit approval. Ask us about additional available loan programs.